Head of Credit & Operations to NOBA in Finland

NOBA Bank Group is the largest specialist banking group in the Nordics consisting of four brands: Svensk Hypotekspension, Nordax Bank, and DBT Capital in Sweden and Bank Norwegian in Norway. We have around 750 employees, including about 250 in Oslo, and were listed on the stock exchange last year. With strong ambitions for growth, we offer a dynamic workplace where things move quickly, and you have real opportunities to influence and develop how we work.

Right now, we’re expanding our business by launching mortgages in Finland. This is an exciting opportunity to be part of creating something new within a well-established organization. If you have a start-up mentality and enjoy creating efficient structures from the ground up, this is the perfect time to join us. At NOBA Bank Group, you will have the opportunity to take real ownership, make an impact, and help shape the future of lending and operations. Here, you’ll join a collaborative culture where your expertise and ideas matter.

About the role
As Head of Credit and Operations, you will be responsible for overseeing and developing our credit origination, underwriting, and credit risk management processes. You will lead operational improvements, ensure compliance with relevant laws and regulations, and drive business growth through data-driven decision making.

Key responsibilities:

• Lead and develop a high-performing credit and operations team, fostering a collaborative culture

• Oversee credit origination, underwriting, independent credit decisions, and credit risk management

• Ensure compliance with Finnish financial regulations while driving operational excellence and continuous improvement

• Support business growth through strong KPI focus and contribute to the launch and development of Finnish mortgage products

Who we’re looking for:

• Extensive experience in loan origination and underwriting, preferably within Finnish mortgages

• Strong knowledge of Finnish mortgage products, credit risk management, data analysis, and relevant regulations

• Proven track record of independent credit decisions and leadership experience

• Entrepreneurial mindset with experience building businesses or teams from the ground up

• Fluency in Finnish and English

To thrive in this role, we believe that you need to be results driven, adaptable, and comfortable navigating change. You confidently apply your expertise and make independent decisions, while bringing a collaborative mindset and a strong sense of ownership.

Have you heard of NOBAVERSE?
In our NOBAVERSE, we value openness, trust, and diversity. Here, you can influence your own development and have fun along the way to achieving our goals – all in a workplace that’s a little extra bubbly! ✨
Read more about our employee value proposition on our careers page.

Practical information:
Start: By agreement
Location: Helsinki
Form of employment: Permanent
Extent: Full time
Working hours: 7-16

We will start reviewing applications week 34.

Read more about how our recruitment process works in the FAQ.

We care for your privacy and, with reference to the GDPR, would like to ask you not to include any sensitive personal data in your application, for examples information about ethnic origin, political opinions, religious beliefs or information about your health.

Read more about how we handle your personal data here.

If you have any questions or concerns about the position, please contact the responsible recruiter.

We look forward to receiving your application! 🙏✨

With a diversified offering through three brands – Nordax Bank, Bank Norwegian and Svensk Hypotekspension – as well as two million consumers, we have the size, skill, and scalability to enable healthier finances for even more people. NOBA creates specialized, customer-centric financial offerings that are sustainable for individuals, the bank and society at large, today and tomorrow. NOBA Bank Group AB (publ) (“NOBA”) is owned by Nordic Capital Fund IX, Nordic Capital Fund VIII and Sampo. Today the NOBA group has approximately 630 employees and is active in eight countries.

As of March 31, 2024, lending to the public amounted to SEK 114.4 billion and deposits totaled SEK 105.2 billion.

Founded in 2003

Employees: 600+