Credit Risk Management Specialist

At TRATON Financial Services (TFS) we have started the journey to become the provider of Financial Services to all TRATON brands. Service include financing for customers, dealers, and distributors as well as insurance solutions. With a presence in over 65 markets, we are already one of the most global actors in the financial services industry and rapidly growing. Do you want to be part of this journey? 

Role Summary 
The role as Credit Risk Management Specialist within TRATON Financial Services (TFS) is a senior role, primarily focused on the non-quantitative methods of managing credit risk within the group. The role has a broad set of responsibilities for the business- and process-related aspects of credit risk management. The role will be involved in shaping the governance of credit risk across the group as well as to contribute with credit risk competence into business development projects and strategic initiatives. You will work both cross-functionally and internationally towards senior stakeholders within different business areas. The role reports to the Head of Credit Risk and Asset Management and is part of the Credit Risk and Asset Management department at the TFS head-office in Södertälje.

Job Responsibilities 

• Develop and maintain the TFS Credit Risk Policy and other credit risk steering documents. Stay informed about industry best practices and regulatory requirements regarding credit risk management.
• Participate in establishing credit risk appetites and corresponding key risk indicators as well as the development and maintenance of the internal control system for credit risk.
• Responsible for the underwriting process for large credit exposures, arrange credit committee meetings and act as the deputy to the TFS Credit Risk and Asset Manager.
• Provide credit risk competence into development projects, strategic initiatives and product development efforts.
• Participate in the development of tools and methods for analysis, reporting and follow-up of the credit risk performance of TFS’ global credit portfolio. Prepare presentation material for credit committees, management and board meetings.

Who You Are
We are looking for a candidate with the following experiences and competences:

• Several years of experience from credit risk management within a captive financing organization, finance company or bank. Experience from truck captive financing is meriting but not a formal requirement.
• Broad experience of credit risk management, within areas such as governance, reporting as well as process and business development. Experience of quantitative credit risk management is not a requirement for this position.
• Analytical capability, integrity and interpersonal skills are desired personal attributes. Previous experience of management positions or international experience is meriting but not a formal requirement.
• Academic degree corresponding to university level within areas such as business, economics or engineering.
• Full fluency in English. A second major European language is meriting but not a formal requirement.

This Is Us 
The Credit Risk and Asset Management department at TFS currently consists of the Credit Risk and Asset Manager and four experienced employees primarily focused on the quantitative aspects of credit risk management; a Senior Credit Risk Model Expert, two Senior Quantitative Analysts and a Business Controller for Credit Risk.

TRATON Financial Services Offers
We offer a dynamic, flexible workplace with hybrid work options, including Scania Sergel and Midway hubs. With a structured development plan and courses, TFS supports your career growth both locally and internationally. 

Benefits include amongst other training at our health center Gröndal or wellness allowance, an attractive company profit sharing program, flexible hours and work places, and company car leasing. The group also hosts events for employees and their families, and Stockholm residents enjoy direct access to Södertälje via Scania Job Express buses.

Application
Your application should include a CV and any relevant certificates. We welcome all applicants and strive for diversity in our recruitment processes.

Apply as soon as possible, no later than 2025-06-01. Screening will take place on an ongoing basis during the application period. Logical and personality tests may be used as part of the selection process, and a background check is required for this role.

If you have questions or would like more information, please contact the hiring manager: 
Palle Berlin, Head of Credit Risk & Asset Management, palle.berlin@tratonfs.com

We look forward to your application!

This recruitment process is handled by Scania for TRATON Financial Services
 

Nothing is more important than our people. With a company culture that’s based on shared and inclusive core values. We have a supportive community, where everyone has opportunities to grow and succeed.