Monto • Stockholm • Heltid
Who we are
Monto, part of Fortnox, is now looking for a Data Scientist!
Monto is on a mission to ensure that all small and medium sized businesses (SMEs) are able to access financing on fair terms. We want to level the playing field between SMEs and Enterprises by helping lenders become better at serving their SME customers. By leveling up lenders, helping them make use of real time accounting and financial data we will help them to help SMEs and thereby close the financing gap in the market. We are boosting the business of SMEs which will fuel the economy!
We are looking to hire great people, who are passionate about using their talents to generate success. We are currently looking for a Data Scientist to better understand, segment and predict customer’s behavior and their financial states.
Who you are
We are looking for ambitious people with a sense of ownership and responsibility. We need problem solvers, initiative takers, people that see opportunities and potential to improve. You will play an important role in taking Monto to the next level - thus, you should desire to go above and beyond to deliver and grow as an individual. At Monto we embrace change, you should dare to challenge the status quo and be persistent in doing so.
Moreover we believe that you are passionate about data science and want to be a part of Monto Data Science helping companies get access to financing based on their true real time behavior and financial data.
What’s in it for you?
You will be working in a multicultural team with other data scientists and ML engineers, creating machine learning solutions to add intelligence and automation to Monto’s SaaS platform. Our team owns our products end-to-end, including generating, extracting and preprocessing data, as well as developing, deploying, and monitoring our models.
Specifically you will:
If you share our passion, join us in making the world a better place for small and medium businesses!
About Monto & Fortnox:
Monto is part of Fortnox AB (publ), a business platform that connects people, companies and organizations. We help companies start, grow and develop. With smart technical products, solutions and services, and the opportunity to connect them with hundreds of external parties, we are a hub for businesses in Sweden. Our vision is to create a prosperous society shaped by successful companies. Fortnox was founded in 2001 and has headquarters in Växjö and offices in Malmö, Linköping and Stockholm. The share is listed on Nasdaq Stockholm. For further information see www.fortnox.se
Are you curious about Monto's story? Read more about us here.
We are a team of entrepreneurs and technologists who share the conviction that small and medium sized businesses are the key to a better world. Starting in 2015, our founders set out to solve one of their biggest headaches: access to fair and flexible financing.
Having personally faced countless rejections when applying for funding, they decided to engineer a service addressing the industry’s key hurdles: manual processes, a lack of reliable and relevant data, and a general mismatch between SMEs’ dynamic needs and the lending industry’s capabilities to meet them.
In 2015, we founded a pioneering lending and factoring service aimed at SMEs, Capcito. We spent two years developing our proprietary scoring engine and initiated a partnership with leading Nordic bank SEB, enabling us to provide fast and accessible working capital.
The service was powered by real-time data connections to SME accounting systems. Our focus on data, technology and customer experience allowed us to provide SMEs access to fair working capital solutions.
With Monto, we are determined to make this opportunity available at scale. We want to be the bridge that allows traditional as well as modern lenders to quickly achieve new dimensions of insight, risk control, efficiency and customer experience in their lending. And we want to continuously help improve their offering with time.
Today we offer the Monto platform as a modular one-stop-shop service to companies looking to offer fully digital and highly automated financial services to their end clients. By operating a fast-growing direct lending company under the same roof (Capcito), we gain instant feedback from SME businesses in order to ensure that our products and services are one of a kind on the market today.
Our goal is to become the leading platform in Europe providing better lending and credit decision tools to banks, financial institutions, ERPs and PSPs. In 2020, we launched our first licensing partnership with SEB to use our proprietary technology, and have since onboarded a handful of other industry players.
With security and ease of use as our guiding principles, we aim to become the go-to technology partner for all companies offering working capital solutions to SMEs, so they can gain the full benefit of modern 21st century financing.